An ex-pat mortgage is a mortgage product for a British citizen who is currently living and often working outside the UK. It can be difficult getting a mortgage if you are not resident in the UK and especially if you receive your salary in a foreign currency.
As an expat you would only be able to obtain a UK mortgage so, for example if you were living abroad and wanted to purchase a property in the UK to rent out you would need to take out a specific expat mortgage.
Historically, it has been extremely challenging for expats to arrange mortgages, but over the last couple of years, the market has been changing and these types of loans have become more widely available.
Here at PIA, we understand your needs and can help you find a mortgage that is right for you. Our highly experienced advisers will be able to select a lender based upon their service levels, interest rates and overall suitability. Our technology allows us to process the whole mortgage without the need for you to return to the UK, making life easier for you.