Mortgages – PIA Mortgage Solutions

First Time Buyer

First Time Buyer

Taking your first step on the property ladder is an exciting time, but with so much to think about it can be a little daunting.

We are here to make it easier for you by advising you how much you can borrow and what deposit you will need. We can search the whole market for the best rate for you and submit an Agreement in Principle.

We will complete the paperwork and submit your mortgage application online to make the process as efficient as possible. We will keep you informed of the progress and ensure that all of your protection and insurances commence at the same time.

Give us a call we will be happy to help.

Home Mover

Home Mover

If you are thinking of moving home, we can find out how much you can borrow, then look for the right deal for you.

We can give expert advice on the moving process, recommend estate agents and compare solicitor costs.

We can also review your existing protection arrangements to ensure you are adequately covered if you have increased your borrowing.

Re-Mortgage

Re-Mortgage

We are here to advise on the full process of remortgaging your home.

We will discuss the pros and cons of borrowing more or less on the property you own. We will search the market to see if we can save you money and beat your existing rate. As part of our independent and transparent advice process, if we believe that staying with your current lender is the right thing to do, we can then help with the transition to a new rate.

Call us to compare mortgage rates.

Further Advance

Further Advance

A further advance allows you to borrow additional funds for home improvement/debt consolidation against a property for which a mortgage already exists. Speak to our team today to learn if this may be a suitable option for you!

All Members

HR & Accounts

Sales & Marketing

IT Support

Gemma Harris

Mortgage Adviser

Debbie Blower

Mortgage Adviser

Tracey Garvey

Mortgage Adviser

What Our Clients Say

Chris Pyatt

A friend of mine recommended PIA mortgage solutions to me. I had an amazing lady called Tracey Garvey dealing with my purchase. She was on point with everything and so so helpful – I couldn’t have asked for anyone better to have helped me through my journey. Thank you again!

Jonathan Hood

We would highly recommend PIA and, in particular, Debbie Blower. Being expats, our circumstances can be challenging at times. However, with Debbie’s extensive knowledge of the market, we were able to secure a mortgage.

Ken Byatt

It has been a pleasure to deal with Gemma in what has been a very difficult time. Despite a nationwide lockdown, she have done everything that I have asked. She have done it with a truly professional and friendly approach. If it had not been for her support, I think there would have been problems along the way in dealing with the mortgage department of a large building society. As it is, I have always had her in the background to either answer my queries or make enquiries on my behalf. Thank you for making my journey through the mortgage application process as smooth as she could.

Jo Marks & Liz Vickery

Can’t recommended Tracey enough, went above and beyond to help us out with our mortgage and insurances and was constantly checking in to see if we needed anything. Professional, Efficient and readily available. She talked us through every step of the process and listened to our individual circumstance. Thank you so much! We couldn’t of done it without you!

Dr. J. L. Hill and Mrs. I. S. Hill

My wife and I have been clients of PIA for a decade and the impact on our life of their expertise, services and advice cannot be understated. I regularly recommend Liz Monk, who has been personally outstanding in our case, in addition to the whole PIA team, to friends, family and colleagues. PIA successfully secured an extremely competitive mortgage for us many years ago, shortly after we had set up our first business, at a time when many lenders were simply not interested. Liz was extremely considerate and pragmatic and provided a great wealth of expertise in navigating the application process with specific expertise in the unique needs of the self-employed. Since then as our businesses have developed Liz and PIA have become trusted partners and have provided seamless re-mortgages, insurance and family protection services. More recently they have successfully secured mortgage services for a complex refurbishment project we have undertaken, again under challenging circumstances. Whatever your requirements and personal or business circumstances, PIA have the expertise, reputation and track-record to provide the financial support you’ll need. Both my wife and I wholeheartedly recommend both Liz Monk and PIA not only as one-off brokers, but as a long term financial services and wealth management partners.

Mohammed & Recky Khan

We can’t thank PIA Enough for the service received in arranging the perfect mortgage for us. Liz and Tracey did all the research to provide us with the best rates on the market with minimal arrangements and survey fees which can make cash flow difficult, The personal service takes their professionalism a long way. They made my transaction effortless with regular contact with the selling agent and keeping my lawyers updated regularly. We are now talking to Liz & Tracey in building our rental portfolio. Thanks to All at PIA !