We can help if the worst should happen to you and your family. We can offer advice on all types of protection, life insurance, income protection and critical illness. We can compare costs and give you a personalised illustration tailored to suit your circumstances and budget. If you are renting or have a mortgage it’s important to cover your debts so if something happens and your income drops, you are able to meet your everyday living expenses.
Give us a call for a quote, we will be happy to help and guide you.
Life Cover gives you peace of mind and protects your loved ones if the worst were to happen. Our Life Cover plans can cover a range of needs.
We offer single, dual life and joint life cover as well as increasing, decreasing or level cover. Our plans can adapt to life’s changes and are bespoke to your individual needs. You can add a new cover to your plan or reduce an existing cover if you need to.
Critical Illness cover provides a financial cushion should you suffer a serious illness, such as cancer, heart attack or stroke. In most cases it will be a one off payment for you to use however you wish: to cover your mortgage or rent, to meet living expenses, or even to pay for that dream holiday you have always wanted. Critical Illness cover can help you face the future with confidence if the worst were to happen.
Protect your income against illness or injury with our Income Protection Plans.
Income Protection offers financial support to help towards protecting your lifestyle, savings, mortgage or rent and your family. The benefit pays out a regular monthly, tax free income if you can’t do your job because of illness or injury.
Our expert advisers will design your plan around your individual needs, circumstances and budget.
You can decide the amount of time between you stopping work and getting your first payment and you can choose how long you want your payments to last. For 2020/2021, Statutory Sick Pay is £95.85 a week.
Family Income benefit is designed to provide a monthly income to your family if you were to die or you are diagnosed with a critical illness during the term of your plan. It will also pay out if the life insured is terminally ill. It is paid tax free and can also be taken as a lump sum. The benefit amount can be set to suit your individual circumstances and budget.
This template is only available on the pro version.
What Our Clients Say
Chris Pyatt
A friend of mine recommended PIA mortgage solutions to me. I had an amazing lady called Tracey Garvey dealing with my purchase. She was on point with everything and so so helpful – I couldn’t have asked for anyone better to have helped me through my journey. Thank you again!
Jonathan Hood
We would highly recommend PIA and, in particular, Debbie Blower. Being expats, our circumstances can be challenging at times. However, with Debbie’s extensive knowledge of the market, we were able to secure a mortgage.
Ken Byatt
It has been a pleasure to deal with Gemma in what has been a very difficult time. Despite a nationwide lockdown, she have done everything that I have asked. She have done it with a truly professional and friendly approach. If it had not been for her support, I think there would have been problems along the way in dealing with the mortgage department of a large building society. As it is, I have always had her in the background to either answer my queries or make enquiries on my behalf. Thank you for making my journey through the mortgage application process as smooth as she could.
Jo Marks & Liz Vickery
Can’t recommended Tracey enough, went above and beyond to help us out with our mortgage and insurances and was constantly checking in to see if we needed anything. Professional, Efficient and readily available. She talked us through every step of the process and listened to our individual circumstance. Thank you so much! We couldn’t of done it without you!
Dr. J. L. Hill and Mrs. I. S. Hill
My wife and I have been clients of PIA for a decade and the impact on our life of their expertise, services and advice cannot be understated. I regularly recommend Liz Monk, who has been personally outstanding in our case, in addition to the whole PIA team, to friends, family and colleagues. PIA successfully secured an extremely competitive mortgage for us many years ago, shortly after we had set up our first business, at a time when many lenders were simply not interested. Liz was extremely considerate and pragmatic and provided a great wealth of expertise in navigating the application process with specific expertise in the unique needs of the self-employed. Since then as our businesses have developed Liz and PIA have become trusted partners and have provided seamless re-mortgages, insurance and family protection services. More recently they have successfully secured mortgage services for a complex refurbishment project we have undertaken, again under challenging circumstances. Whatever your requirements and personal or business circumstances, PIA have the expertise, reputation and track-record to provide the financial support you’ll need. Both my wife and I wholeheartedly recommend both Liz Monk and PIA not only as one-off brokers, but as a long term financial services and wealth management partners.
Mohammed & Recky Khan
We can’t thank PIA Enough for the service received in arranging the perfect mortgage for us. Liz and Tracey did all the research to provide us with the best rates on the market with minimal arrangements and survey fees which can make cash flow difficult, The personal service takes their professionalism a long way. They made my transaction effortless with regular contact with the selling agent and keeping my lawyers updated regularly. We are now talking to Liz & Tracey in building our rental portfolio. Thanks to All at PIA !